Naked DSL

In past decades, Internet Service Providers would sell DSL service with the requirement that you also purchase phone service. One service was linked to the other, and you were required to buy both if you wanted either. Nowadays, ISPs have mostly discontinued this practice. You may now buy “Naked DSL” from your ISP and abstain … Read more

The IRS Free File Program

The IRS Free File Program can help you file your federal taxes for free. If your Adjusted Gross Income was less than $73,000 last year, you can go to this website and find a no-cost tax prep option. State tax prep may also be free or might incur a fee. After you fill out some … Read more

Free Credit Freezes

In 2017, Equifax experienced a large data breach that exposed millions of peoples’ sensitive data. Fines, litigation and media uproar ensued. But perhaps most significant was that our government mandated that the big 3 credit bureaus offer free credit freezes to consumers. Previously, the big 3 would charge you a fee any time you requested … Read more

Amazon Prime Plans

Amazon offers its standard Prime membership plan for $14.99/mo or $139/yr. Besides offering free shipping on most purchases, it also includes video streaming, free music and more — you can explore all the benefits at this page. But did you know there are other Amazon Prime Plans? Prime Access Amazon Prime is available for $6.99/mo … Read more

LibreOffice: Free Office Software

There are plenty of reasons to pay for Microsoft Office, but if you don’t have any, don’t immediately buy it. Try LibreOffice first– it’s legitimately free and can do almost everything that Word, Excel and PowerPoint can. You might just save $150 (for Microsoft Office 2019) or $70/yr (for Microsoft 365). LibreOffice has been around … Read more

Dark Patterns: Auto-Renewal Traps

ABCMouse was recently punished by the FTC, to the tune of $10 million. They were fined for a variety of deceptive practices, including recurring charges to customer credit cards for membership renewals that were either not disclosed or difficult to terminate. Auto-renewal traps are nothing new. ABCMouse is certainly a big name, but many other … Read more

Woot! & Meh.

I’d like to mention a couple of my favorite “daily deal” websites, Woot.com and Meh.com . Woot.com started some 16 years ago as a site that sold just one item, each day. That item changed everyday — today it could be a vacuum, tomorrow it could be gourmet coffee from Guatemala. Whatever it was, it was offered at a truly … Read more